【本文摘要】
在维多利亚州，很多人不知道：分居不会改变你的遗嘱，离婚才会。分居期间，遗嘱里留给配偶的遗赠、对配偶的执行人任命都继续有效，配偶在法律上也仍然是”配偶”；而一旦离婚令生效（或在海外取得离婚），遗嘱中留给前配偶的遗赠，以及对前配偶的执行人、受托人、监护人任命，通常会被撤销，遗嘱按前配偶已先于你去世来处理。更容易被忽略的是，Super和人寿保险的受益人指定通常不会因为离婚而自动改变。本文梳理分居与离婚对遗嘱的不同影响、可能出现的”空窗”风险，以及应该在什么时候更新。
作者：Chun Qiu | 维多利亚州执业律师 | HWC Legal Melbourne
最后更新：2026年10月
分居不改遗嘱，离婚才改——但Super和保险的受益人，通常不会替你自动更新
Subtitle: Separation doesn’t change your will, divorce does — but your super and insurance beneficiaries generally won’t update themselves
📌核心提醒：分居不改遗嘱，离婚才会撤销遗嘱中给前配偶的内容。从分居到离婚令生效之间，你的遗嘱可能仍然把一切留给对方。
Core point: separation doesn’t change your will; divorce revokes the parts that benefit your former spouse. Between separation and the divorce order, your will may still leave everything to your spouse.
目录
- 先分清：分居和离婚
- 离婚后遗嘱会怎样
- 分居到离婚之间的风险
- 部分失效带来的问题
- Super和保险
- 海外离婚
- 什么时候更新、怎么自检
- FAQ
一、先分清：分居和离婚First, separation and divorce are different
💔 分居：对遗嘱没有法律影响
💔 Separation: no legal effect on your will
分居是婚姻在事实上的结束，对遗嘱没有法律影响。
Separation is the factual end of a marriage and has no legal effect on a will.
如果你没有更新遗嘱，遗嘱里留给配偶的遗赠仍然有效，对配偶的执行人任命也仍然有效。
If you haven’t updated your will, gifts to your spouse and the appointment of your spouse as executor remain valid.
在维州，分居的配偶在无遗嘱继承的规则下，仍然是”配偶”，会优先受益。
In Victoria, a separated spouse remains a “spouse” under the intestacy rules and benefits as a priority.
📜 离婚：遗嘱会被改变
📜 Divorce: your will is altered
离婚令作出后，遗嘱会发生法律上的变化。
Once a divorce order is made, the will is altered by law.
二、离婚后遗嘱会怎样
2. What happens to your will after divorce
🧾 三类内容被撤销
🧾 Three kinds of provisions are revoked
根据《1997年遗嘱法》（维州）的规定，离婚令作出后，遗嘱中留给前配偶的遗赠通常会被撤销。
Under the Wills Act 1997 (Vic), once a divorce order is made, gifts in the will to the former spouse are generally revoked.
遗嘱中授予前配偶的指定权力通常也会被撤销，但仅限于以子女为受益对象的权力除外。
Powers of appointment given to the former spouse are generally revoked too, other than a power exercisable only in favour of children of both parties.
对前配偶担任执行人、受托人、顾问受托人或监护人的任命，通常也会被撤销，但作为包含子女在内的信托受托人除外。
Appointments of the former spouse as executor, trustee, advisory trustee or guardian are generally revoked too, other than as trustee of property held on trust for beneficiaries that include the couple’s children.
维州法律援助的说法更直白：遗嘱一般按前配偶已经先于你去世来处理。
Victoria Legal Aid puts it simply: generally the will takes effect as if the former spouse had died before you.
🔄 例外：遗嘱显示你另有意图
🔄 The exception: a contrary intention
如果遗嘱显示，你并不希望这些内容在婚姻结束后被撤销，则不适用上述撤销。
The revocation does not apply if the will shows you did not want these provisions revoked when the marriage ended.
三、分居到离婚之间的风险
3. The risks between separation and divorce
⚠️ 风险一：遗产仍然留给对方
⚠️ Risk 1: your estate still goes to your spouse
分居后没有更新遗嘱，在离婚令作出前，遗嘱里留给配偶的遗赠仍然有效。
If you haven’t updated your will after separation, gifts to your spouse remain valid until a divorce order is made.
⚠️ 风险二：对方仍是你的执行人
⚠️ Risk 2: your spouse is still your executor
如果遗嘱仍然指定分居的配偶为执行人，对方有权管理遗产，甚至可能代表遗产决定是否继续相关的诉讼。
If your will still appoints your separated spouse as executor, they have the power to manage the estate and may even be able to discontinue litigation on the estate’s behalf.
如果你们之间正有家庭法程序，这个问题尤其值得注意。
This is especially worth considering if family law proceedings are underway between you.
⚠️ 风险三：分居不能保护你的遗产
⚠️ Risk 3: separation alone doesn’t protect your estate
分居期间，配偶在法律上仍然是配偶，仍属于家庭供养申请的合格申请人范围，可以在符合条件时提出申请。
During separation your spouse remains a spouse and remains within the class of eligible persons who may bring a family provision claim, where the requirements are met.
四、部分失效带来的问题
4. Problems caused by partial revocation
🧩 前配偶是唯一的受益人或执行人时
🧩 When the former spouse was the sole beneficiary or executor
离婚会撤销与前配偶有关的内容，但遗嘱的其余部分仍然有效。
Divorce revokes the parts relating to the former spouse, but the rest of the will remains valid.
如果前配偶是唯一的受益人或执行人，可能导致部分无遗嘱继承，或遗产没有指定的执行人。
If the former spouse was the sole beneficiary or executor, this may lead to a partial intestacy or an estate with no named executor.
📚 有案例涉及”相反意图”
📚 A case on “contrary intention”
在Re Sampson [2024] VSC 351一案中，当事人2014年分居，2016年立遗嘱并指定前妻为执行人，2018年离婚，2022年去世。
In Re Sampson [2024] VSC 351, the parties separated in 2014, the will naming the former wife as executor was made in 2016, they divorced in 2018, and the testator died in 2022.
据法律期刊报道，法院审理的争点是，离婚是否撤销了前妻的执行人任命，并最终认定该任命没有被撤销。
According to a legal journal report, the issue was whether the divorce revoked her appointment as executor, and the appointment was held not to have been revoked.
法院指出，判断是否存在”相反意图”，对时间点和形式没有限制，可以来自遗嘱本身，也可以来自当事人的言行、文件或周边情况。
The court noted there is no restriction on when or in what form a contrary intention must appear — it can arise from the will, or from the testator’s words, conduct, writing or surrounding circumstances.
五、Super和保险
5. Super and insurance
💰 受益人指定通常不会自动更新
💰 Beneficiary nominations generally don’t update automatically
离婚改变的是遗嘱，不是Super和人寿保险的受益人指定。
Divorce changes your will, not your super and life insurance beneficiary nominations.
如果你没有更新，前配偶可能仍然会在你去世后领取Super或保险金。
If you haven’t updated them, your former spouse may still receive your super or insurance after you die.
很多约束性指定还会过期，是否过期、是否仍然有效，需要对照基金的规则核对。
Many binding nominations also lapse, and whether yours has lapsed or remains valid needs to be checked against the fund’s rules.
这一点我们在此前关于Super受益人指定的文章里有更详细的说明。
We covered this in more detail in our earlier article on super beneficiary nominations.
六、海外离婚
6. Divorces obtained overseas
🌏 在中国办理的离婚，有同样效果吗
🌏 Does a divorce obtained in China have the same effect?
据维州律所的说明，离婚令在澳洲作出，或在其他国家取得离婚，都可能触发上述遗嘱的变化。
According to Victorian law firm commentary, the change to a will can be triggered by a divorce order made in Australia or a divorce granted in another country.
海外离婚在澳洲是否得到承认，需要单独核实。
Whether an overseas divorce is recognised in Australia needs to be checked separately.
七、什么时候更新、怎么自检
7. When to update and how to check
⏰ 建议在分居时就更新
⏰ Update at separation, not after divorce
等离婚令作出再更新，中间可能留下一段风险期。
Waiting for the divorce order leaves a window of risk in between.
更新遗嘱时，需要同时结合正在进行的家庭法程序，例如财产分割、Consent Orders等一起考虑。
When updating, it should be considered alongside any family law process underway, such as property settlement and Consent Orders.
✅ 五个自检问题
✅ Five questions to check
遗嘱里，还有前配偶吗？包括遗赠、执行人、受托人和监护人。
Does your will still name your former spouse — as beneficiary, executor, trustee or guardian?
Super和人寿保险的受益人，改了吗？
Have you updated your super and life insurance beneficiaries?
约束性指定有没有过期？
Has any binding nomination lapsed?
如果有未成年子女，遗嘱里的监护人安排还合适吗？
If you have minor children, are the guardian arrangements in your will still suitable?
整体安排，有没有和正在进行的家庭法程序一起考虑？
Has the overall plan been considered together with any family law process underway?
这些问题的答案怎么解读、新遗嘱怎么设计，需要结合你的具体情况来评估。
How to interpret the answers and how to design a new will depends on your specific circumstances.
本文为一般性法律信息，不构成针对个人情况的法律意见。
This article is general legal information and does not constitute advice on your individual circumstances.
❓常见问题 FAQ
分居后，遗嘱会自动失效吗？
Does my will become invalid after separation?
不会，分居对遗嘱没有法律影响，遗赠和执行人任命继续有效。
No. Separation has no legal effect on a will, and gifts and executor appointments remain valid.
离婚后，遗嘱会整体失效吗？
Does the whole will become invalid after divorce?
不会，只有与前配偶有关的遗赠和任命通常会被撤销，遗嘱的其余部分仍然有效，除非遗嘱显示你另有意图。
No. Generally only the gifts and appointments relating to the former spouse are revoked, and the rest remains valid, unless the will shows a contrary intention.
离婚后，前配偶还是我的执行人吗？
After divorce, is my former spouse still my executor?
通常不是，对前配偶的执行人任命一般会被撤销，除非遗嘱显示你另有意图。
Generally not. The appointment is usually revoked unless the will shows a contrary intention.
离婚后，我的Super会自动改给别人吗？
Does my super automatically go to someone else after divorce?
通常不会，受益人指定不会因离婚自动改变，需要自己核对并更新。
Generally not. Beneficiary nominations don’t change automatically on divorce — you need to check and update them.
在中国办理的离婚，也会改变我的维州遗嘱吗？
Will a divorce obtained in China also change my Victorian will?
可能会，海外离婚也可能触发这一变化，但该离婚在澳洲是否得到承认，需要单独核实。
It may — an overseas divorce can also trigger the change — but whether it’s recognised in Australia needs to be checked separately.
同居伴侣分手呢？
What about de facto couples who separate?
本文以已婚夫妻为例，事实婚姻（de facto）的情形规则不同，需要个案确认。
This article uses married couples as the example; the rules for de facto relationships differ and need case-by-case confirmation.
如果你正在分居、离婚，或不确定遗嘱和Super是否还留着前任，欢迎联系HWC Legal做详细评估。
If you’re separating or divorcing, or unsure whether your will and super still name your former partner, contact HWC Legal for a detailed assessment.
📞 0402 672 808
📧 info@hwclegal.com
💬 WeChat: wanwuim2021
🌐 hwclegal.com
参考资料：Wills Act 1997 (Vic) s 14；Re Sampson [2024] VSC 351；Victoria Legal Aid, Changing a Will
Reference: Wills Act 1997 (Vic) s 14; Re Sampson [2024] VSC 351; Victoria Legal Aid, “Changing a Will”
